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All insurance will increase steeply at the next cycle. It has to do so. While the new car prices are up, the used car prices are through the roof. Thus, a car that was insured for, say, 35K must now be over 50K of insurance for the exact same components. In fact, all used cars are almost 30 percent higher than this time last year. The owner will pay that in premium cost difference.
That may be true. But when prices normalize, you would expect them to go back down. The big insurers are more likely to respond to market conditions than the small ones with less sophisticated actuarial practices.
 

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I think people just don't want incorrect information posted rather than this being a situation where someone is upset.
Exactly the reason I took time to explain it and not just blast him for posting BS.
 

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2023 EUV Premier Bright Blue
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That certified battery sticker that GM uses is also all the same QR code so it's not tied to your VIN or anything and anyone can print that and stick it on their windshield if they wanted. I sorta also doubt some minimum wage paid parking attendants will really care about some sticker if da Boss says Bolts are banned from their lots. It's not in their operating procedure to check/do that.
Scanning the QR code reveals a phone number that can be used to verify. If some parking lot tows a Bolt, on the assumption that the window cling is fake, with zero evidence, I would expect they would be subject to legal action. Especially since they were given the opportunity via the phone number, to verify.

In addition, if a Bolt owner encounters an attendant in person, they can show the attendant a copy of the invoice, which has the VIN on it. I will be keeping a copy in my glove box.

I don't expect a rash of fake window clings. Every Bolt can get one with just the software update. I don't expect most parking lots will risk legal action either. Of course, I have yet to even encounter a parking ban, and doubt I ever will.
 

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I brought my '20 Bolt in to service a month ago for the Chevrolet Certified Battery Update software recall. It was finished in a little over an hour.

There is a certification sticker that is placed in the lower left driver's side windshield corner which is a reference for parking garage attendants to allow for parking in some restrictive parking garages.

But another very important reason for getting your Bolt in for this important update is for your insurance company to know about the risk elimination that this factory update provides!

Otherwise, your next renewal quote could possibly be higher!

While the range is temporarily reduced until the new battery pack becomes assigned for your Bolt, I'm really impressed that the warranty starts over again for the 8 years and 100,000 miles.

In the last week, because Chevrolet stands so solidly behind its products, on two different occasions last week, one couple wanted to buy it from me and gave me a permanent standing offer to buy it. (Answer "No thank you, it's a 'keeper'".)

The other person approached me at a Honda dealership and right in front of the front door of that dealership, wanted to see under the hood and learn all about it.
He smiled and said;
"So I should find one without the new battery yet and get it cheap?"

I smiled back and replied "Absolutely get it checked out first with a certified GM tech, and if it checks out, then yes, get it for sure".

(Honda is working with GM for EV future models, but I was there buying small parts for a friend's '20 Honda CRV, which, after sending her a text image of the new EV Equinox coming next year, convinced her to sell the CRV at "private party value" for when the new EV Equinox comes out.)

But do get the Chevrolet Certified Battery Update and that windshield sticker and immediately call it in to your insurer to maintain or improve your premium status.
Not getting the update on my 2021. Will just wait for the new battery. I charge to 80% most days but once a month I need full range for a longer trip so I charge to 100% for those trips up and back then reset to 80%. I park outside anyway so no issue there. Mines leased so also lowers my concern. Hoping to be one of the last to get a new battery鈥.. hopefully right before my lease ends in 2 years then I鈥檒l sell it outright for a tidy profit over what GM would want for the residual. Plus I can advertise it with a BRAND NEW battery. Thanks GM 馃ぃ
 

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I underwrote insurance for 16 years, I know how they operate. Sure, some automation is available today, 20 years later. But many small insurers probably don't use these tools.

Again, insurers are generally going to be successful recovering 100% from GM, and probably also fees for handling the claims, since there is a recall. So, the cost to them is negligible, and any insurance regulator who didn't ask them to justify uprating for something like this should be fired on the spot. Charging excessive rates without justification is job #1 for Insurance regulators.

If they threaten to raise rates based on this, your first response should be to file a complaint with your state DOI.
Agreed鈥. I have zero concerns after working in the insurance industry. ZERO
 

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I brought my '20 Bolt in to service a month ago for the Chevrolet Certified Battery Update software recall. It was finished in a little over an hour.

There is a certification sticker that is placed in the lower left driver's side windshield corner which is a reference for parking garage attendants to allow for parking in some restrictive parking garages.

But another very important reason for getting your Bolt in for this important update is for your insurance company to know about the risk elimination that this factory update provides!

Otherwise, your next renewal quote could possibly be higher!

While the range is temporarily reduced until the new battery pack becomes assigned for your Bolt, I'm really impressed that the warranty starts over again for the 8 years and 100,000 miles.

In the last week, because Chevrolet stands so solidly behind its products, on two different occasions last week, one couple wanted to buy it from me and gave me a permanent standing offer to buy it. (Answer "No thank you, it's a 'keeper'".)

The other person approached me at a Honda dealership and right in front of the front door of that dealership, wanted to see under the hood and learn all about it.
He smiled and said;
"So I should find one without the new battery yet and get it cheap?"

I smiled back and replied "Absolutely get it checked out first with a certified GM tech, and if it checks out, then yes, get it for sure".

(Honda is working with GM for EV future models, but I was there buying small parts for a friend's '20 Honda CRV, which, after sending her a text image of the new EV Equinox coming next year, convinced her to sell the CRV at "private party value" for when the new EV Equinox comes out.)

But do get the Chevrolet Certified Battery Update and that windshield sticker and immediately call it in to your insurer to maintain or improve your premium status.
If they adjust the software two things happen. 1. I accept a level of performance less than I paid for and, 2. Chevy decides over time that they don't have to replace my battery since I have no signs of battery defect. Like Nero said in Rome a thousand years ago - "if it burns let it burn".
 

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They put that stupid California sticker on my car. Didn't last too long. I told them not to put it on.

Not sure about insurance costs. I assume they tend to be based on their pay out level.

If someone were to ignore a recall and some issue happened then they can be or could be held liable. It would suck to buy a house for someone or pay damages for medical. If you don't want car wash or the free service then yes, it only takes about an hour or two. The software does help GM/LG and you know of a potential issue. You'd like to know if someone stuck some TNT under your car wouldn't you?
 
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