Do you use Adaptive Cruise - worth the $2500 ???

MiG said:

What is the liability/insurance deal with using aftermarket ADAS?

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I'm unaware of any issues. It's an "ADAS", just like front pedestrian braking, lane keep assist with lane departure warning, automatic emergency braking and forward collision alert -- items Chevrolet markets as "Chevy Safety Assist".

We're all adults and can do our own research, but Comma AI very prominently markets its device as an alpha device, mandates some driver training to use the system, and includes legalese in fine print, just like any company would to protect its interests. I'm sure Chevy does with Supercruise, and I would find it more difficult for a driver to win against any company if he or she is negligent behind the wheel.

I find Comma AI to be very convenient and would buy Comma over Super Cruise any day because I don't want to pay for a subscription fee. It's also much more affordable and could be resold if you were motivated to get rid of it. The drawbacks: it's a bit more technical and is constantly evolving since it is open source. Software changes pretty rapidly, so your experience using the ADAS may change. In my experience since January, it has only gotten better.

Here are some other posts I found on insurance:

• A supposed insurance agent shared the following on Reddit 4 yr. ago: "[All] OpenPilot would be seen as is a modification to your vehicle and claims should still be honored assuming you are in the driver's seat (which you should be anyway). It would be no different to you modifying the suspension system of a car. If you also want the equipment purchased for the use of OpenPilot, you will need to add that on as an endorsement to the policy. Please note that this also totally depends on your insurance company as they may have provisions in the policy contract excluding things such as this, so proceed with caution and be sure to ask your insurance agent/company."
• Someone else shared 2 yr. ago: "Here's what my State Farm auto insurance agent in the Los Angeles area wrote when I inquired about coverage issues using OpenPilot in my 2017 Toyota Prius Prime: 'As I had shared with you during our call yesterday, at the present time, adding the OpenPilot system to your vehicle will not have an impact on the rate that State Farm charges for your insurance. Similarly, the use of driver assist technology will not impact coverage provided by your insurance as long as the driver of the vehicle adheres to all laws, codes, and requirements for operating a motor vehicle on public roads. Finally, driver assist technology is a newer technology that the insurance industry is following very closely. As the technology continues to develop, it is possible at some point in the future that State Farm and other insurance companies may choose to adjust pricing and coverage to account for the use of driver assist technology.'"

Either way, I don't wish to hijack this thread. I'd buy Adaptive Cruise Control any day because I drive on the freeway / highway 40 miles each way around once to twice weekly. It has improved my quality of life, lowers my stress and makes me feel safer in the car.

...Comma AI reduces my stress even further by letting me focus on correcting any errors in driving while it does accelerates, brakes and steers the car. It's much easier than driving on my own. (That said, I do love engaging fully with cars and also drive a 6-speed manual BMW M2 occasionally.)